Refunds and guarantee · updated 14 September 2026
The terms, in one page.
These apply to The 7-Day Digital Business Foundation and The 90-Day Digital Business Setup Challenge, sold by Swapnil Shiwalay.
The first-client guarantee
If you attend your weekly sessions and ship what we agree each week, and you do not have a paying client by day 90 of the Challenge, Swapnil keeps working with you at no extra cost until you do. This is written into the agreement you sign at enrolment.
Refunds
The 90-Day Challenge: a full refund is available within 7 days of your first session if you decide the program is not for you. After that, no refund on fees paid, because the work delivered in each week cannot be returned. Instalments already due remain payable; future instalments stop if you leave.
The 7-Day Foundation: refundable in full up to 24 hours before the call. The fee is credited toward the Challenge if you join within 60 days.
The free call: free. Please cancel or reschedule through the calendar link if you cannot make it, so the slot goes to someone else.
An honest note on earnings
No income is promised. A 6-figure monthly recurring income is the target the Challenge is designed around, and the plan to reach it is worked out for your case on the free call. What you actually earn depends on your skill, your market, your price and the work you put in. Some people reach the number in months, some take longer, some do not. Reviews on this site are real and unedited, and they describe those people’s experience, not a guarantee of yours.
Questions
Email contact@swapnilonline.com.